Liability - Workmen's Compensation

URIIC offers Workmen's Compensation Policy which indemnify the employer against all sums payable.

Workers in any organization are exposed to work related accidents and therefore well protected under the UAE Federal Law No.8 of 1980 & subsequent amendments thereto. The Federal Law of UAE has cast a responsibility on the employers to pay compensation to employees due to accidents arising out of and in the course of employment.

URIIC offers Workmen’s Compensation Policy which will indemnify the employer against all sums payable under the Iraqi law and subsequent amendments to pay compensation to any employee due to accident arising out of and in the course of employment.

The Extensions available to this insurance are:

- Medical Expenses: Medical expenses benefit for work accidents up to Dhs.10, 000/- per person subject to treatment being confined to all UAE Government hospital/Clinics. (higher limit can be opted for at extra premium)

- Medical Expenses
- Expenses for Repatriation
- Employer’s Liability

The Premium rate is applied on the Estimated Annual Earnings of the employees which is adjustable at the end of the policy period based on the actual annual earnings. The premium chargeable depends on the nature of work, risk involved cover/extensions requested.

It is recommended that a reference be made to the printed policy for a proper understanding of the nature, scope and conditions of the insurance.