تأمين الحوادث الشخصية

This insurance is best suited to companies & firms.

Accidents are common and sometimes cause fatal injury leading to disabilities or death.

Personal Accident Insurance is a benefit policy providing compensation in the event of an unfortunate event.

In this section, we provide the salient features of “Group Personal Accident Insurance”. This insurance is best suited to companies, firms, association of persons for covering all their employees and members under one policy.

Group Personal Accident Insurance covers loss resulting directly and independently of all other causes from bodily injuries caused by accident on or off duty and anywhere in the world.

The coverage offered is:

Accidental Death: Compensation is 100% capital sum insured
Permanent Total Disability: Compensation is 100% capital sum insured
Permanent Partial Disability: Compensation is as per continental scale
Temporary Total Disability: Compensation is calculated on the basis of salary with a maximum of 52 weeks
Medical Expenses: Compensation up to a cap agreed on with URIIC per person per injury(higher limits can be considered at extra premium)
Repatriation Expenses: Compensation for transportation or burial up to a cap agreed on with URIIC.

Tailor-made policies can be designed suited to the requirements of the group. Premium is based on sum insured elected, age, and nature of work, salary levels and the optional benefits elected.